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Become an Approved JPM Financials Broker

As a mortgage broker or lender, you work with a variety of clients interested in buying or refinancing residential and commercial real estate. Many you can help through traditional lenders, some will require a more specialized approach. Maybe the loan doesn’t fit your program or your lending capacity is preoccupied in other transactions, but you still want to make a deal happen for the benefit of yourself and your client.

Whether you’re a hard money lender yourself, a mortgage broker, or a banker, at JPM Financials, when you partner with us you will be part of our close family of loan originators. Your client is your client, but we will get the job done with the same level of speed and care that we give to our own direct clients. Our reputation in cooperating with other brokers is the heart of our business, and it allows us to create a broader loan program so we can be your hard money lender of choice.

Tired of wondering where to send your turn downs? Does your bank have lending parameters that are too tight? Are you unsure where you can send your clients that have nowhere else to go? We love working with professional brokers and lenders that have clients that would normally get a conventional loan but now, due to tighter restrictions, have to use a bridge loan or a hard money loan.

We structure loans to provide your client with the time they need to get their balance sheet, tax returns, or other financials back in line to qualify for that long term financing they’re looking for. Do you have a client trying to buy a steal of a property or a dream property that finally came to market for their business, but it doesn’t qualify? If the equity is there, we are the lender that wants to make that loan.


JPM Financials is the leader in residential and commercial real estate loans for purchasing and refinancing. Contact us today to apply for equity-based loans.

New to Private Money Lending and Hard Money?

If you are new to lending or are new to hard money, JPM Financials can teach you what it takes to make a hard money deal.

If you have clients that are investors, are buying distressed properties, and are looking for alternative financing, we can show you how to structure the deal and make a loan with JPM Financials as an Approved Broker. Many of our most prized loans were originated from outside loan originators and without these new loan brokers, we couldn’t grow. We want you to learn about the hard money world so you can work with us.

Whether your clients are new to the world of investment properties or are experienced real estate investors, they likely understand that finding financing is the first step towards making a purchase. However, many investors find the restriction of traditional home mortgages too burdensome for an investment property. For these investors, equity-based hard money loans are a perfect alternative to bank-backed financing.

Our underwriting guidelines focus on equity, not borrower credit. We have accepted borrowers with low credit scores, prior bankruptcies, and foreclosures. Our process allows us to assess your situation and fund for your specific hard money needs, and we take pride in providing this personalized attention. We can often provide you with same-day pre-qualification.

Why Equity-Based Private Money Loans Make Sense For Your Clients

Many brokers find that some buyers and investors are unsure of whether or not pursuing hard money financing makes sense. When working with these clients, it’s important to explain that equity-based hard money loans offer flexibility that traditional loans simply do not. At JPM Financials, we encourage you to share how using hard money loans to buy and hold property or execute a fix-and-flip can benefit your clients.

Being An Approved Broker With JPM Financials

The first step in becoming an approved broker is to fill out our Mortgage Broker Approval Form. We will review the form and discuss our funding structure and client financing options with you. Building a partnership with JPM Financials is a great way to increase your own sales while supporting the dreams of your clients.

26741 Portola PkwyFoothill Ranch, Ste. 1E #817, CA 92610 | (866) 531-3885

This funding program works directly with banks and business lenders to obtain the best

terms possible for each of our clients. We can help you access the capital you need to

finance your business and realize your dreams.

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