(623) 261-1093
Nationwide Direct Private Money Lender

Tell us about your project and we'll provide the FUNDING

Get up to $10 Million in Funding with cash in your account in as few as 48 Hours. High-leverage equity-based lending built for real estate professionals.
Best programs in the nation
24-hour approvals
Variety of loan programs
Get up to $10 Million funding
Cash in as few as 48 hours
Direct nationwide access
Fast Direct Funding Request

Get Approved For Capital

Zero obligation · Direct term sheet review by Justin Miller

$0M+
Max Loan Capital
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Fast Approval Time
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Fund Closing
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States Served
Interactive Leverage & Return Estimator

Calculate Your Real Estate Funding & Returns

Adjust purchase price, renovation costs, and ARV to estimate your leverage and potential profit margin.

Property Purchase Price$450,000
Estimated Renovation / Rehab$85,000
After Repair Value (ARV)$680,000
Target Loan Term12 Months
Estimated Funding Matrix

Your Loan Summary

Est. Loan (85% LTC)$454,750
Cash Required$80,250
Projected Net Profit$108,620

*Estimates for illustration purposes. Final underwriting depends on property assessment and equity position.

Flexible Capital Solutions

Loan Programs

ResidentialUp to 97% LTV

Traditional Residential Mortgage & Finance

Conventional residential mortgage financing for home purchases and refinances — traditional term loans handled by our dedicated residential lending division.

RatesConventional Rates
Term15 - 30 Years
Short-TermUp to 80% LTV

Bridge Loans

Fast short-term capital to acquire or improve commercial or residential properties while securing long-term tenants or buyers.

RatesStarting at 8.99%
Term6 - 24 Months
RehabUp to 90% LTC

Fix and Flip

High leverage funding for real estate rehabbers. 90% of purchase + 100% of renovation costs covered with quick draw approvals.

RatesCompetitive Equity Rates
Term12 - 18 Months
RehabUp to 75% ARV

Residential Rehab

Targeted capital for single-family, 2-4 unit, and multi-family residential rehabilitation projects nationwide.

RatesFlexible Draw Schedules
Term6 - 12 Months
RefinanceUp to 75% LTV

Cash-Out Refinance

Pull equity out of your existing real estate portfolio to fund new acquisitions or business growth without bank delays.

RatesFast Equity Release
Term12 - 36 Months
Long-TermUp to 80% LTV

Buy and Hold Loan

Longer term rental loans for investors looking to expand their portfolio with DSCR-based underwriting.

RatesDSCR Underwriting
Term1 - 5 Years / 30 yr
SpecializedUp to 75% LTV

Distressed Property

Specialized hard money financing for short sales, REO, foreclosure prevention, and deep value-add deals.

RatesHigh Equity Flexibility
Term6 - 24 Months
SpecializedUp to 75% LTV

Vacation Rental Properties

Capital tailored for Airbnb, VRBO, and short-term hospitality investment properties with projected rental income metrics.

RatesShort-Term Rental Friendly
Term12 - 36 Months
Luxury Commercial & Residential Real Estate
The Private Lender Advantage

The Private, Hard Money Lender To Meet Your Real Estate Needs

Whether you are experienced in the world of real estate or are a first-time borrower, you can count on JPM Financials to be your private money lender nationwide. We have the know-how, expertise, experience, and empathy to work with businesses or individual buyers who need to refinance or purchase real estate without pursuing FHA loans or other conventional funding methods.

For Borrowers

Providing equity-based lending for borrowers, corporations, and estates on residential and commercial real estate.

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For Brokers

JPM Financials gives broker partners personalized attention, fast execution, protected commissions, and reliable closing service.

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Ready To Fund Your Next Real Estate Deal?

Speak directly with Justin at JPM Financials or submit your term sheet request now.